Comments on: Want a GPS? Apparently mine’s free for the taking. http://sproif.com/2008/02/03/want-a-gps-apparently-mines-free-for-the-taking/ Everything you never wanted to read about... and less! Mon, 24 May 2010 21:38:37 -0500 http://wordpress.org/?v=2.8.1 hourly 1 By: admin http://sproif.com/2008/02/03/want-a-gps-apparently-mines-free-for-the-taking/comment-page-1/#comment-23 admin Sat, 09 Feb 2008 17:51:25 +0000 http://sproif.com/2008/02/03/want-a-gps-apparently-mines-free-for-the-taking/#comment-23 Well, insurance is another story... In MA, all glass on a car is covered by insurance, no questions asked. As far as I know, MA is the only state to do that. I have Geico. I have the best insurance package I can possibly get because I drive almost 30k miles a year. Geico was great. They took my report, they offered me a car, but the glass, as per all insurance, is covered under Comprehensive Coverage, for which my deductible is $500. So, while they were keen send out an appraiser right away (seriously, it took like 10 min), to give me the rental car, set up the rental appointment, have enterprise pick me up, they couldn't cover the glass because it was under my deductable. So, I paid out-of-pocket to have it replaced. I paid $160 for a new pane of glass from Nissan (because I could have it right away without combing junkyards), $50 to have it installed and my car vacuumed out (it was spotless), and $40 to have the window re-tinted to match (I figured I might as well do it right). My car was spotless when i got it back. The glass was out of the door, out of the crook of the seat, off the floor, they vacuumed my entire car. My car window was reported at 9am Friday morning and I was back in my fixed car and driving it by 1pm the same day. Candice, on the other hand, called her insurance and had a different experience. Since it's only glass, and no one was hurt, they said they couldn't send out a glass guy until Monday afternoon. Lucky for her, I was there to chauffeur her around. The guy shows up Monday, barely vacuums up the glass off the seat and floor. He replaced the window, lightly chastized us for leaving the GPS stand on the window, and left. There was still glass in her glove box, under her seat, in her door handle. I guess it's all a story of "you get what you pay for" but MA insurance is a hella-ton more expensive than Geico. I think, finally, MA is opening up the insurance to competition. Apparently they'll get Geico and AIG in March. Well, insurance is another story… In MA, all glass on a car is covered by insurance, no questions asked. As far as I know, MA is the only state to do that.

I have Geico. I have the best insurance package I can possibly get because I drive almost 30k miles a year. Geico was great. They took my report, they offered me a car, but the glass, as per all insurance, is covered under Comprehensive Coverage, for which my deductible is $500. So, while they were keen send out an appraiser right away (seriously, it took like 10 min), to give me the rental car, set up the rental appointment, have enterprise pick me up, they couldn’t cover the glass because it was under my deductable.

So, I paid out-of-pocket to have it replaced. I paid $160 for a new pane of glass from Nissan (because I could have it right away without combing junkyards), $50 to have it installed and my car vacuumed out (it was spotless), and $40 to have the window re-tinted to match (I figured I might as well do it right). My car was spotless when i got it back. The glass was out of the door, out of the crook of the seat, off the floor, they vacuumed my entire car. My car window was reported at 9am Friday morning and I was back in my fixed car and driving it by 1pm the same day.

Candice, on the other hand, called her insurance and had a different experience. Since it’s only glass, and no one was hurt, they said they couldn’t send out a glass guy until Monday afternoon. Lucky for her, I was there to chauffeur her around. The guy shows up Monday, barely vacuums up the glass off the seat and floor. He replaced the window, lightly chastized us for leaving the GPS stand on the window, and left. There was still glass in her glove box, under her seat, in her door handle.

I guess it’s all a story of “you get what you pay for” but MA insurance is a hella-ton more expensive than Geico. I think, finally, MA is opening up the insurance to competition. Apparently they’ll get Geico and AIG in March.

]]> By: .a. http://sproif.com/2008/02/03/want-a-gps-apparently-mines-free-for-the-taking/comment-page-1/#comment-22 .a. Wed, 06 Feb 2008 19:01:50 +0000 http://sproif.com/2008/02/03/want-a-gps-apparently-mines-free-for-the-taking/#comment-22 man, that sucks. i'm sorry to hear/read that. yeah, unfortunately about the only thing you can ever do is just take your shit out of your car. end of story. i had 2K worth of music equipment stolen 4 years ago, and that was even hidden in my trunk. the reason why they broke into my car to begin with was because i left a CD case out on my passenger side seat. since then, i've never left anything that would indicate that i have anything of even remote value in my car. as for not stealing your other stuff, i suppose it would have to be nerves. if you're focused on one thing and you're hurrying, you probably just don't notice that other things are there for taking. suck arse, holmes. hopefully your insurance will cover you a little bit... man, that sucks. i’m sorry to hear/read that. yeah, unfortunately about the only thing you can ever do is just take your shit out of your car. end of story. i had 2K worth of music equipment stolen 4 years ago, and that was even hidden in my trunk. the reason why they broke into my car to begin with was because i left a CD case out on my passenger side seat. since then, i’ve never left anything that would indicate that i have anything of even remote value in my car. as for not stealing your other stuff, i suppose it would have to be nerves. if you’re focused on one thing and you’re hurrying, you probably just don’t notice that other things are there for taking.

suck arse, holmes. hopefully your insurance will cover you a little bit…

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